بینک اکاؤنٹس کی فقہی حیثیت اور کٹوتی زکوۃ [ایک تحقیقی جائزہ]

Abstract

Zakat is one of the most important elements of Islam, which is obligatory upon every able-bodied Muslim after fulfilling the conditions of Zakat. In this regard, zakat payers either pay their zakat themselves or the government collects zakat from them through financial institutions, in which a large part is obtained through bank accounts, so four points need to be researched in this article. 1. The accounts of the people in the bank will be counted according to which type of assets? The preferable opinion in this is that the bank accounts will be counted among the internal assets.2. Does the government have the right to withdraw zakat from people's deposits in the bank or the owner of the property? The opinion of the majority of scholars is that it is obligatory to give Zakat to the government of the external assets, and the government has the authority to ask for Zakat regarding the internal assets 3. Are bank accounts like loans? In summary, the status of a bank account is similar to a debt, but a new type of debt. 4. Are all the conditions of Zakat observed in Pakistani banks regarding the deduction of Zakat or not? From the evidences, it has been concluded that there are six flaws in the method of zakat collection through banks. In this paper, Analytical research methodology is adopted. In this paper, the researcher has preferred to derive concepts from the primary sources related to the subject and later has used secondary sources and contemporary references so that the subject is embellished by the combination of ancient and modern views.